1. The sender opens an online banking session and chooses the recipient, the amount to send.
2. An e-mail or text message is then sent to the recipient, (if needed instructions on how to retrieve the funds and answer the question, via a secure website).

Interac e–Transfer is one of the safest digital money transfer services in the world. When you send money using Interac e–Transfer, the money is transferred using established and secure banking procedures that financial institutions have used for years to settle cheques, bank machine deposits and withdrawals.